The Balance brings a Real Estate broker's opinion to the advantages and disadvantages of downsizing a home. Summary Advantages: Increased Cash Flow: possible lower mortgage payment More Time: less cleaning & maintenance Lower Utility Bills: Smaller space cost less to heat/cool Reduced Consumption: Less room to put consumer goods means less spending on optional consumer goods Minimized Stress: With less work, lower bills, and greater cashflow stress is reduced. Summary Disa